Money fo sho training gave good impact community through we had a challenge because it was Sassa pay week we had to change some of vanue . It still well received appreciate. The outçome of the training is advocated by how people feedback about to change their lives start using the budget and be àwere how important to know the needs and wants in budget . Always topic on managing risk take a toll because it affects most people. So it takes time than it is allocated and also interested is on managing credit . The training is still relevant and informative and useful it impact well to its recipients Keep it up try to get more target as more people still need this training.

I was training in Hammarsdale,doing modules 1-5,My highlights would be that the participants want to really invest their money in the different savings/investments,especially the RSA retail savings bond and the Endowment policy.So much so that they actually came back with more information for themselves and questions to verify that information.Module 5 was also a hit because it had to mostly do with business,most of the participants wanted to begin their own businesses,this module had a huge impact on them,took us more than the allocated time due to the interest that they had shown.All in all,the sessions were a success and more people have been calling asking for the next class,after hearing from the others that it went very well.

Coronation MFS & MM financial skills program. I ran this training in the rural area of Bothas Hill and I was very happy that the majority of the group was the youth and we had few older people who I thought will make the session more interesting and fruitful. The youth were overwhelmed by the knowledge on personal finance/ financial health we shared and they were more interested on the good saving methods that are out there to make then prosperous sooner in their life journey. The interaction was amazing as the older participants shared their sad earliest memories with money which mostly occurred because of lack of Financial literacy. The highlight of the day was when I did a practical example of a long term goal set for a child's tertiary education where the plan started from when the child was in Grade 8, the calculation of the estimate of how much should be saved just to cater for the registration fees at varsity/ collage. They were all shocked by the little amount that their parents should have saved monthy to get them to tertiary and some were emotional as their parents told them that they cannot afford to take them to varsity back then when you only needed the registration fees. This really showed how financial education is important in one's life, a life skill indeed! At the end of the session I was excited that the session had a positive impact on all age groups especially because such opportunities are rare in the rural areas, some of them even sent me messages to express their gratitude!

Coronation MFS & MM financial skills program. I ran this training in the rural area of Bothas Hill and I was very happy that the majority of the group was the youth and we had few older people who I thought will make the session more interesting and fruitful. The youth were overwhelmed by the knowledge on personal finance/ financial health we shared and they were more interested on the good saving methods that are out there to make then prosperous sooner in their life journey. The interaction was amazing as the older participants shared their sad earliest memories with money which mostly occurred because of lack of Financial literacy. The highlight of the day was when I did a practical example of a long term goal set for a child's tertiary education where the plan started from when the child was in Grade 8, the calculation of the estimate of how much should be saved just to cater for the registration fees at varsity/ collage. They were all shocked by the little amount that their parents should have saved monthy to get them to tertiary and some were emotional as their parents told them that they cannot afford to take them to varsity back then when you only needed the registration fees. This really showed how financial education is important in one's life, a life skill indeed! At the end of the session I was excited that the session had a positive impact on all age groups especially because such opportunities are rare in the rural areas, some of them even sent me messages to express their gratitude!

Coronation MFS & MM financial skills program. I ran this training in the rural area of Bothas Hill and I was very happy that the majority of the group was the youth and we had few older people who I thought will make the session more interesting and fruitful. The youth were overwhelmed by the knowledge on personal finance/ financial health we shared and they were more interested on the good saving methods that are out there to make then prosperous sooner in their life journey. The interaction was amazing as the older participants shared their sad earliest memories with money which mostly occurred because of lack of Financial literacy. The highlight of the day was when I did a practical example of a long term goal set for a child's tertiary education where the plan started from when the child was in Grade 8, the calculation of the estimate of how much should be saved just to cater for the registration fees at varsity/ collage. They were all shocked by the little amount that their parents should have saved monthy to get them to tertiary and some were emotional as their parents told them that they cannot afford to take them to varsity back then when you only needed the registration fees. This really showed how financial education is important in one's life, a life skill indeed! At the end of the session I was excited that the session had a positive impact on all age groups especially because such opportunities are rare in the rural areas, some of them even sent me messages to express their gratitude!

Coronation MFS & MM financial skills program. I ran this training in the rural area of Bothas Hill and I was very happy that the majority of the group was the youth and we had few older people who I thought will make the session more interesting and fruitful. The youth were overwhelmed by the knowledge on personal finance/ financial health we shared and they were more interested on the good saving methods that are out there to make then prosperous sooner in their life journey. The interaction was amazing as the older participants shared their sad earliest memories with money which mostly occurred because of lack of Financial literacy. The highlight of the day was when I did a practical example of a long term goal set for a child's tertiary education where the plan started from when the child was in Grade 8, the calculation of the estimate of how much should be saved just to cater for the registration fees at varsity/ collage. They were all shocked by the little amount that their parents should have saved monthy to get them to tertiary and some were emotional as their parents told them that they cannot afford to take them to varsity back then when you only needed the registration fees. This really showed how financial education is important in one's life, a life skill indeed! At the end of the session I was excited that the session had a positive impact on all age groups especially because such opportunities are rare in the rural areas, some of them even sent me messages to express their gratitude!

Coronation MFS & MM financial skills program. I ran this training in the rural area of Bothas Hill and I was very happy that the majority of the group was the youth and we had few older people who I thought will make the session more interesting and fruitful. The youth were overwhelmed by the knowledge on personal finance/ financial health we shared and they were more interested on the good saving methods that are out there to make then prosperous sooner in their life journey. The interaction was amazing as the older participants shared their sad earliest memories with money which mostly occurred because of lack of Financial literacy. The highlight of the day was when I did a practical example of a long term goal set for a child's tertiary education where the plan started from when the child was in Grade 8, the calculation of the estimate of how much should be saved just to cater for the registration fees at varsity/ collage. They were all shocked by the little amount that their parents should have saved monthy to get them to tertiary and some were emotional as their parents told them that they cannot afford to take them to varsity back then when you only needed the registration fees. This really showed how financial education is important in one's life, a life skill indeed! At the end of the session I was excited that the session had a positive impact on all age groups especially because such opportunities are rare in the rural areas, some of them even sent me messages to express their gratitude!

Story of Masego Nonyane : Youth Perspective Masego is a young woman from the north west province. She dreams of one day being an accountant and a businesswoman. After attending the Sanlam Money Modular courses dealing with budgeting; saving and investing as well as money safety and managing debt she feels confident that this is one step towards realizing her dream. She indicates that she is good with numbers and maths and that attending a financial skills programme can only booster her confidence and ensures that whilst working towards her dream; She follows all the right principles of handling money. Together with a group of other young participants plan on taking over a neglected business in their area and capitalize on it by using all the lessons and skills learned in this course. They are hopeful of a better future and successful business venture. Thanks to our Manager and everyone involved in making youth dreams possible.

Training money fo sho was a success, Learners appreciates the knowledge and food provided to them. hoping that their lives will change to the better after the session as most of them are struggling financially because of bad planning

MetroKickstarz financial educational and entrepreneurship program, I fruitfully engaged with the Wem combined school principal. In the school I have successfully trained more than 70 learners, some testify that they were well informed in the session and looking forward to apply the skills they have learned. Another girl speak out that she is good in mathematics and she will surely start her torturing business like sinhle to help others learners in need with a amonth of R50 per session. Some say it was a new skills receive and appreciated it was a matter of time to think Brody what business they will start while in school or beyond the classroom. Another young boy said " He have a business of loan shark for a while and is working very well" what motivate this young man to be in the field it's a legacy business that normally runs by his father and He adopted the idea. When I feather ask this young man what are challenges in his business, He said not yet everything has been going well clients respect and pay in time.