Stories
I had good effective training and trained 100 percent with the help community development officer from social development we have youth around area Matlala and Dendron the participants were extremely interested and asked relevant information. Money for sho is relevant and useful to the youth because it helps them build their lives. Still interested to set their goals learn about Budget is basic.help to plan and focus, the interesting part again funeral services and challenges, but sometimes the rollplay takes time but interesting. I still more learner to be trained
I had the opportunity to train worksite sessions at SAPS department in Qwaqwa and Bethlehem, and COPTA department in Bloemfontein. We concentrated on two modules, Module 1 :My budget, and Module 4: Managing debt.When we were digging deep into the budget,they were shocked to see that they have been spending a lot on stuff they should be cutting on. Some of them didn't want to draft their budgets and face the reality of it and there were sad moments of coming to terms of pay day of each month. They all wanted to know how they could get out of over -indebtedness and be free from debt. They were grateful and motivated to bring about change.When it comes to module 4 Managing dept we had one of the workers in the session who works in the finance department who backed up all the information that was given to them in the training and they were truly informed and grateful for the training.
Below is the team from Reitz, one of the team I had the opportunity to do most of the sessions with. One of the highlighted issues were we realised that majority of the attendance was covered by ladies. Looking at YOUNG PEOPLE AND MONEY- their personal different experiences were most of them are not practicing SAVING AND INVESTING therefore it's also a challenge to understand the importance of managing money in terms of DEBTS and BOOSTING THEIR INCOME. Looking back at the lack of attendance by Males (Father's to the kids, Husbands, life partners). It is difficult to overcome the challenges because they now realise everyone in the household is involved in ensuring the good financial management. Therefore the scenario was, them as the Mother's of the kids they kind of know the boundaries but though they try the Daddies of the kids are too open in giving and spending on their kids without limit. So we concluded that although they don't attend we can still provide them with the information through adding them on WhatsApp groups and so far it is coming together for the good because they are engaging well and full of Questions and views.
From Friday, Monday and Tuesday, the 9th, 12th and the 13th respectively I had the opportunity train 32 energetic Partners in Sexual Health Workers. In that three days we had nine sessions, some of the topics that we imparted were: Young people and money, Funding funeral, Risky business and Boosting an income, Digging deeper and Ageing grace respectfully. Digging deeper session was an eye opener to many as we were dealing with one's personal budget, 90% of them was their first time making a budget or budgeting. One of the participants said "budgeting can help you set long-term financial goals, keep you from overspending and help one to shut down risky spending habits" PSH health promoters are mostly youth so one did states the fact that our parents were so secretive when comes to finances and did not see a need discussing finances with us, as kids that on its own influenced how we manage our money today. The participants shared how the training opened their eyes and learned a lot about saving and investing, the importance of planning and saving enough to provide adequate income in retirement while avoiding high levels of debt that might result in insolvency. We had an impactful session where other topics sparked debates. Participants actively engaged, asking questions and sharing their experiences. Thank you Avocado Vision for allowing us and giving us the opportunity to empower our communities.
This was our Module 5 session at Hammarsdale community hall,This module was a hit with this group,they came up with so many ideas of how to start their own businesses using their Talents and skills,the highlight was a young man who said He will be "revamping" people's old tekkies or sneakers by drawing on them and adding whatever the customer would like added to their shoes,so that they look new.That is a Talent plus skill that can make him a lot of money and he will be able to sustain himself.The challenge I had was that some of the materials haven't got enough certificates or handouts,I only realized when I got to the session.
On the 8th of June 2023. We had a privilege to empower our community with financial skills and financial knowledge. The training session took place at Meriting Ext. 1, Rustenburg the North West part of RSA. Our participants were mixed group in terms of age. we had senior citizens, middle aged and young people. We did Money fo sho! and we covered topics like Managing my money, Risk and Credit & Banks and Saving. The most loved topic was Unexpected events. The level of participation was heart warming and participants asked relevant questions. Ms. Rebecca Pitse a 79 year old pensioner thanked Avocado Vision and Clientele for the training and also challenged the participants to practice what they are taught as this is life changing! she further explained "Financial skills training is needed by everyone, including womenpreneur because not only they have to be able to manage their personal finance, they should also manage their business finance. Financially literate people are more likely to get access to external funding and to develop their business". What a great session we had! Thank you Avocado Vision and Clientele for empowering us to empower other.
The session took place at local Library on the 07/06/2023, question were raised regarding the tax returns efiling,tax on property and other types of taxes.what was the main questions was when it comes to children and money,participants notice the imporance of teaching their children about and at what age. Overall the participation was super and the energy levels were high. As participants had to share their experiences of how some end up in debts due to not having a proper budget and tracking their expenses.
On the 24th of May 2023. I had an opportunity to train Men and Women in Blue Uniform. These Police Officers work hard to keep South Africa safe. The amazing part about this particular group is that they worked night shift previous night and when they knocked off they went straight in to the Financial skills training. Their participation was great and asked relevant questions. They were engaged and involved through out the session(s).Training was held at Madikwe, North West Province of RSA. The Topics were My Budget : Digging deeper and Ageing Grace respectfully. The most interesting part was Budget tips and finding money in your budget and Pension vs Retirement annuity. Sthembiso Ngamlane a young Constable appreciated the training and shared how the training opened his eyes and learned a lot about saving and investing. He continued saying "From day-to-day expenses to long-term budget forecasting, financial skills training is crucial for managing these factors. It is important to plan and save enough to provide adequate income in retirement while avoiding high levels of debt that might result in bankruptcy and defaults". We had a great time with Police Officers. Thank you Avocado Vision and Sanlam for empowering us to empower others.
Report of a clientel community workshop I met with the community members who happened to attended the money fosho last year Most of the learners were able to use the skills they have learned Management of personal finances They are using a budget planning, And they are so excited about the new module Planning for a funeral, Two ladies and other participants who re acted and stressed about the issue of updating the funeral policies as well as burial society because of how expensive are funerals. Many people in all the training sessions recommended this workshop so that people can update and be able to talk as families Two learners have manged to unskilled themselves using the budget plan Andiswa from ext 10 managed to save towards her 3 months certificate
This group I trained in Hammarsdale,they attended From Money fosho until module 13 without fail,what stood out for me,was the fact that they were quiet different from the groups I've trained before,some groups will always ask what time are we finishing because they need to be home by a certain time because their children will be back from school and so on,this group made means for their children and they stayed everyday until we were done.Wuen we did savings and investing,they showed an interest in the Retail savings bond and 2 of them have invested in it.They were very active in class and did their homeworks, so much information was shared,especially when we did scams and fraud,they had a lot to share,some of it very sensitive because 1 learner shared His story,how he was scammed, but He was grateful for the information He received in the classroom,He promised to share with others as well.On our second to last day of training,there was another training happening in the same venue,where learners will get stipends every month,but these learners told the Facilitator that they wanted to finish their course with Avo,then start attending with them, this made me so proud,and it showed that they appreciated the information they recieve in our sessions.Lastly,their punctuality was just awesome, we always started at 9am sharp without fail.