Sanlam Budgeting basics The training brought light to many participants as they thought budgeting is for people with a lot of money or have stable jobs. The training came at the right time when some people have lost jobs or salaries cut. Sharing budgeting tips made them realise that there are other means to survive the lockdown. It was touching to hear participants sharing how Covid has affected their lives financially but towards the end they realise they can start some small businesses to make ends meet. Modular training I had 1 group from the organisation called SAPWA which i trained on 6 modules. It was training people who are employed and some had small businesses. The popular module was boosting income and many tips were shared. It feels to see people identifying opportunities from their communities. This is proof that people lack information to make sound financial decisions.