Story
By Ismael Hangula
Sanlam
On 27 February 2026, I facilitated a Sanlam Worksite Financial Literacy training session at Robert Sobukwe Hospital in Kimberley, Northern Cape. This impactful engagement formed part of a broader financial wellness initiative aimed at empowering employees within the South African public health sector with the knowledge and skills to make sound financial decisions in their everyday lives.
The training brought together a diverse cross-section of healthcare professionals employed at Robert Sobukwe Hospital, one of the key public health institutions serving the Northern Cape province. The multidisciplinary audience ensured that financial literacy conversations were enriched by a wide range of personal and professional perspectives.
Participants included:
• Medical Doctors and Clinical Staff
• Registered Nurses and Professional Nurses
• Administrative and Clerical Personnel
• Support and Auxiliary Health Staff
• Pharmacy and Allied Health Professionals
Healthcare workers, while often highly qualified in their clinical fields, frequently face significant financial pressures, including heavy student loan burdens, irregular overtime compensation, and limited exposure to structured financial education. This makes financial literacy interventions in the health sector particularly impactful and timely.
Saving and Investing (Module 2) opened important conversations around one of the most fundamental yet often neglected aspects of personal financial management: the discipline of saving and the power of investing for the future. Many participants acknowledged that, despite earning a regular income, they had little to no structured savings in place. The module also struck a powerful chord with participants, many of whom had never formally considered the difference between simply keeping money in a bank account and actively investing it to grow wealth over time. The discussion around economic forces such as inflation revealed to many that not saving or investing effectively is, in fact, a form of financial loss. Participants were encouraged to assess their own financial timelines and set realistic, goal-oriented savings plans aligned to life stages, from short-term emergency funds to long-term retirement preparation.
One of the Nursing Staff said "I always thought saving meant just not spending money. Today I learned that there is a big difference between saving and investing, and that time is one of the most valuable resources when it comes to growing my money. I am going to start small, but I am going to start today".
Module 4 generated animated discussion and visible moments of realisation among participants. Many were surprised to learn about the long-term impact of their credit scores on their ability to access financial products, housing, and even certain employment opportunities. The segment on over-indebtedness was particularly relevant, with the facilitator presenting structured, step-by-step options for those who may find themselves in financial distress — including the role of the National Credit Regulator, debt counselling, and the importance of proactive communication with creditors.
One of the administrative staff participants said "I did not know that my credit score affects so many things in my life. I have been using credit without fully understanding the consequences. This session has changed the way I think about borrowing money, and I now know what steps I can take if I ever feel overwhelmed by debt".
Facilitating this session at Robert Sobukwe Hospital was a deeply rewarding experience for me as healthcare workers give so much of themselves in service to their communities, yet they often receive very little in the way of personal financial guidance. Watching participants connect the dots between their income, their spending habits, and their financial futures was both humbling and inspiring.
Participants indicated that they are grateful to Avocado Vision and Sanlam for making this possible and recommended that similar sessions be extended to other departments and facilities within the region, and that follow-up engagements be scheduled to reinforce the lessons learned and track participant progress toward their financial goals.