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2 weeks ago
Lydia Makiva

The training took place in Langa on the 14 February on Valentines day. It was such a joy to see how children and parents were interacting outside the home environment. one of the parents was happy that their children are taught at this young age about money management and savings. They loved the money tin idea and thought of their childhood days when they used to save . the parents and teacher agreed to look for the tins and buy them for each household to save together as family. The day was a great success.

3 weeks ago
Ndodesizwe Mayekiso

Principal and SGB chairperson were thrilled by the sessions that took place in their school and are very thankful to Avocado Vision and Coronation. They invited me to be part of their team that is looking at their students to do well academically.

3 weeks ago
Motsoeneng Keneuwe

Bokamoso Cleaning services hosted us on the 15th of February in Welkom and had the productive training session. We began by explaining the importance of drafting your own budget on a monthly basis considering the fact of noting down before the payday and after payday, prioritizing the most important expenses(NEEDS) cutting on the controllable essentials (WANTS) and improving on (SAVINGS) atleast a minimum then each practically drafted their own budget and did an introspection on the discipline they have which we all concluded on cutting costs on unnecessary or controllable costs. Since from most of the individual outcomes on their budget was their INCOME is not enough we checked and discussed ways one could boost their income considering what is related to their skill capability, the trends on the market by using the cards. Furthermore we looked at managing your debts by identifying reasons why it is important to have debt under your name and how to avoid being a risky client however under uncontrollable circumstances one could find themselves under blacklisting category we then discussed processes to follow like debt administration, consolidation and review. Lastly we trained on funerals and how they are finances including undertakers, policy covers and underwriters their exclusions and benefits according to each own terms and conditions.

3 weeks ago
Motsoeneng Keneuwe

2nd group to train MFS with was the EPWP Group from Bethlehem on the 7th of March and discovered that the employment is part time with not much income to cover the expenses we then discussed what could be done to overcome this we did an individual budgeting on the hand out and many realised that they have to cut spending on some of their expenses which was mostly not important essentials (WANTS). We also covered the financial goals using SMART RULE (sharing own dreams) emphasising the fact that a DREAM has to be planned, implemented and evaluated. each drafted own budget and inspect it and we all agreed on practising financial discipline. Continuing with types of insurances by role playing the sales of insurances by participants as representatives followed by funeral covers, policy and WILLS where individuals shared their experiences which came out as lessons to others on why it's important to have concluding with policy covers and it's underwriters.

3 weeks ago
Motsoeneng Keneuwe

06th of March the training session of MFS was allocated for the N5 NGO GROUP in Bethlehem. On that I have noted that the Organisation is one of the USAID Funded Projects and on the 26 February the USAID funded health projects received termination letters due to cancellation of funding. This could only mean no income for the employees in months to come however since their financial year only ends in September for the remaining 6 months what are the options to follow to manage their money. We looked at MFS topics such as Budgeting and it's importance of considering the most important expenses(NEEDS) cutting on the controllable ones(WANTS) and prioritising the (SAVINGS) 20% of the income, therefore discussed the types of savings and investment methods and explaining deeper the current interest rate in SA and how to choose between simple and compound interest rate ( emphasise the fact that what to do with their provident funds since their job contracts has come to an end) lastly covered the aspects of buying on credit and cash and the types of insurance.

3 weeks ago
Khayalethu Johnson

I facilitated sessions with mostly unemployed women in an informal settlement. They shared that even though they are unemployed this training will actually help them manage their household finances as wives and mothers because they do get income through their husbands' salaries and/or child support grants. They do not usually plan for this money as income and it gets misused. This training has shifted their perspective in looking at what qualifies as income.

3 weeks ago
Palesa Hlongwane

On 15 February 2025, employees of Bokamoso Cleaning Company in Welkom gathered at a park for a worksite training on financial management. The session covered budgeting, managing debt, boosting income, and funding a funeral—topics that struck a chord with many of the employees who had long struggled with financial uncertainty. Among the attendees was Lerato, a 42-year-old team leader with three children and a deep worry about her family's financial future. For years, she had relied on monthly loans to cover unexpected expenses, constantly trapped in a cycle of debt. She also had no proper funeral plan, meaning that any family emergency would leave her scrambling for funds. As I guided the team through practical budgeting techniques, Lerato had her “ah-ha” moment when I introduced the 50/30/20 rule—allocating 50% of income to needs, 30% to wants, and 20% to savings or debt repayment. She realized that by tracking her expenses and cutting out unnecessary spending, she could gradually pay off her debt and start saving for emergencies. The session on boosting income also opened her eyes to side hustle opportunities. Inspired by the discussion, she thought about using her skills in baking to sell homemade muffins at work, creating an extra income stream without interfering with her job. By the end of the training, Lerato felt empowered. She committed to: ✔️ Creating a monthly budget to manage her salary better. ✔️ Paying off her small debts first and then tackling the larger ones. ✔️ Researching affordable funeral plans to ensure her family was financially prepared. ✔️ Starting her muffin business as a way to boost her income. This training was more than just a financial lesson—it was a life-changing experience for Lerato and many others at Bokamoso Cleaning Company. It proved that with the right knowledge and small, consistent changes, financial freedom is possible!

3 weeks ago
Gugulethu Petela

On the 28th of February I conducted a Sanlam Worksite training session in KwaBhaca formally known as Mt Frere with Sanlam staff. Firstly it was a very nostalgic session because my late uncle used to work for Sanlam in Mt Frere in the 90's, so it was with that pride that I conducted the session. The participants were very engaging and very open to learning about budgeting as we did Money Module 1: My budget digging deeper on the day. We covered in depth Needs & wants, expenses and savings. Because we were in a rural setting, using a wheel of pot bread as a reference on the 50/30/20 became a thing. The session went very well and everyone present enjoyed it.

3 weeks ago
Angeline Naidoo

Henriette Jacobs, one of the participants and a young lady, found the training extremely beneficial. One of the things that stood out for her was the importance of not letting her funeral policy go into arreas, and if it does to go speak to the company to make arrangements for a lesser amount. Trying to stay out of debt was also something she vowed to work at. Please find attached her report. Angeline

4 weeks ago
Fezeka Ntantiso

Foord MTE took place at Toy library, training kids is such an amazing experience I've ever had, they enjoy each and every activity we do, the most important activity is when they are choosing what they are saving for with their parents😘, the parents are learning to control themselves. The challenges Participating of the parents is very poor. During season is a big challenge to have parents, they are at work, they have to ask other people to take part. What was noted is that that the kids needs break during that 2hours at least 10m break.