For the month of August Sanlam workplace financial training took place as a Wellness programme in different government departments around Bloemfontein. All trainings were allocated module 1 and module 4 which is budgeting and management debt, Highlighting from the participants questions and comments the government employees have what we call full time or permanent source of income to some it is enough and to others it is not enough according to their expenses. However one thing stood out as a compirable is lacking financial discipline on majority of them and spending unnecessarily and them being open about it showed they are willing to learn and change their financial situations. Starting with the (budget M1) the entry level post new employees are still hyped and taken by the standards of living compared to the alumni’s, the purchasing of the latest expensive vehicles, buying new clothes and renting expensive apartments were one of their expenses racing against their income and good part is others were willing to change their spending habits. Furthermore another financial point that stood out was on their mortgages and car finances we digged deeper on fixed and variable interest rates, the repo rate impact on their debts as well as the refinancing and negotiating the interest on their debts.