Avocado Vision in partnership with Sanlam we have manage to reached out 120 workers at Slulumanzi to contribute towards make better decisions in Managing their debt better and buying the big ticket (the Car and a house). It may sound as general term but has come to my realizing while conducting this session, interacting with participants that most of them lack financial life skills more especially in debt management. Thobeka Mhlanga said "When we succeed in loan or credit application it comes to my understanding of our ignorant in terms and conditions as they are not well explained to us by creditors that affects our future payments for an example the reporate interests rate . For my experience its not a well explained path by creditors . Thanks for this program to open our eyes towards what are the considerations that creditors look at when give you credit including: credit profile, credit score and the need of reflecting in credit bureau as someone once had a credit that assist you when buying a big ticket". Financial life skills training programs its highly in demand to most worksite space, because if 120 workers have financial management challenges how many more have the same challenge out there.