Story

By Nozipho Khuzwayo
Sanlam
On the 9th and 10th of September 2025, Inkosi Langalibalele Municipality hosted a Worksite Consumer Financial Education by Sanlam for its employees, covering various modules that focused on financial literacy, responsible decision-making, and practical money management. The atmosphere was lively as participants engaged with topics that spoke directly to their everyday lives - ranging from budgeting to saving and long-term financial planning. As the training unfolded, one session stood out above the rest; the discussion on black tax. This topic struck a deep chord with many in the room. Participants shared heartfelt stories about the pressure of supporting extended families while trying to pursue their own financial goals. Emotions ran high as participants reflected on how black tax, while rooted in care and responsibility, can sometimes leave individuals feeling stagnant and unable to grow. I, as a facilitator guided the group into unpacking the issue, acknowledging both the cultural significance of supporting family and personal challenges it brings. Together, the room explored harmonious strategies to minimise the weight of black tax without neglecting family ties. Ideas such as open family budgeting, setting clear boundaries, encouraging self-reliance among dependents, and prioritising savings were discussed in depth. By the end of the training, participants expressed a sense of relief and empowerment. The day closed in a hopeful note, with participants committing to applying the lessons learned to improve both financial wellbeing and family relashionships. The consumer education training was more than a workshop- it became a safe space for reflection, growth , and solidarity.