On the 8th and 9th of July we had the Hollard training called streetwise finance in Northern Cape, a place called Warrenton Ikhutseng. The Modules covered are Budgeting, banking and saving, insurances and retirement funds. The group is an NPO focused on youth development in different sectors. On the Budgeting topic one of the participants have started a small business on poultry to boost his income however looking at different types of income he already is receiving 3 incomes but the income is not enough due to the profit goes back to expanding the business so its a short term goal situation in months to come the business will generate enough and his income will be enough. Savings and banking the highlight was most did not know the interest rate on lending and on savings therefore we discussed deeper on that. Different types of insurances we did role plays of different individuals selling the insurances as the product. Lastly we dwelled more on retirement, because they are not working for an organisation with retirement benefits all of them do not have retirement funds however we discussed further how they can open annuities as indiduals with any FSP of their choices and of course looking and comparing the terms and conditions of the agreement contract.