I have recently had the opportunity to train 185 participants from throughout Inxuba Yethemba Municipality on Clientele Money Fo'Sho. Participation at these sessions was quiet remarkable, as participants shared their stories and experiences. Many of whom were avid Stokvel members so they were very akin to Saving. They also quiet enjoyed discussing Managing debt and opting for budgeting and setting goals over taking things on higher purchase. A particular point of interest though was covering funerals and insurances. The areas in which the trainings were held are well known for funeral insurance fraud, where people have made it business to get wealthy off of taking covers for people and then getting them killed. Learning about ways of protecting themselves and their family members thus became very interesting to the participants.