Clientele MFS- Most of these trainings took place in Khayelitsha in a small area called Endlovini, I had 3 different groups to train. There were different ages young adult and elders. It was very interesting to hear different views from different generations. Helping to understand the different between a goal and a dream and allowing them to write them down a transformation on its own. Most of them they said they did not know how to separate needs from wants, they used to mix everything together. The 50% 30% 20% principle was very helpful in order for them to draft their budget. My highlight was even more when they were doing their role plays on planning for funeral, you could actually see the practicality of how things are done out there. They said they will keep the handouts and use them whenever they have to plan for the funeral. These sessions made a huge impact on transforming their mind set to manage their finances better.