Story
By Motsoeneng Keneuwe
Clientele
Had 3 ENRICHED MONEY fo sho's training with 2 community groups and 1 workplace, commenced with managing money by identifying financial goals for each individual as they shared their goals and dream and on that note they have learned that it does not require more money or richness to have financial goals and being able to save for them.
What is important is to draw your budget and from income to expenses what is left is for one to save for a goal therefore that will direct you to know how much you saving and for how long categorising short, medium and long term goal so we all concluded it's all about discipline, realistic and consistent.
We then proceeded to managing risks where by each group had 3 cards of different insurances and they role played the sales people selling insurance to others, furthermore discussed WILLS, accidents and claims.
In addition we demonstrated buying in cash and in credit, shared the reasons why people buy on credit and how credit build credit record then some shared their situations and asked for ways to overcome risky situations.
Lastly the financing funerals we discussed ways to prepare for such event, they listed policies, undertakers and community policies and we filled in the funeral forms acting as if we planning for one, then each shares their estimated costs and mostly said in disbelief that "funerals indeed are expensive" meaning they need to be prepared for financially.
The session was productive and participants were willing to change their habits and practise financial control and discipline.