Ruzanne van Beulen is a woman that is suffering from Rheumatoid Arthritis. She has been released from work and is now receiving pension. She has a son on university that started his studies at the beginning of the year. She has attended the Money fo' Sho training on 14 April 2025 and has found tremendous assistance especially when it comes to budgeting and cutting costs in order to prevent expenses from being more than her income. This is assisted by prioritizing needs above wants. Please herewith find her comments in Afrikaans.