Had the opportunity to train community in Clarens on the 10th of April and the modules covered were buying big ticket items and money and beliefs, as we shared understanding on bigger items they classified cars and houses therefore trying to figure out their preferences we have noted down that most of our youth would buy cars for social standing and fitting in without taking into consideration factors like 1. the affordability of instalments 2. maintenance 3. Fuel cost and lastly the availability of their parts therefore we began breaking down the process of qualifying for a car in fact as determining one to be approved then compared with the breakdown of the budget to determine if one can really afford and the outcome was qualifying does not mean affordability. We then discussed the aspects to note down when you have decided to purchase a car basically explained the option of taking car finance or taking a loan to buy the car cash from dealership if only you are not buying the car cash from your own savings or pocket. same applies to buying a house you either take a personal loan or a home loan which is a bond then the relationship between the two is paying their car or a house with fixed or variable installment, residual psyment inclusive of its advantages and disadvantages explained we then did the calculations of purchasing a house on a 250 000 cost price house on a personal loan on 20% interest rate for five years and the breakdown of a 250,000 range house on home loan on 8% interest rate for 20 years and our findings were one has high monthly installment with lower total amount while the other has lower monthly installment with high total amount and lastly how one can decide to pay the same amount of personal to homeloan and the outcome was period of payment is even shorter. In addition the money and beliefs session was more of a conversation were participants shared their practises and the rituals they know of concerning the money. Lastly it is safe to say the individual said at the end of the session they rather prefer buying big ticket items for mobility and employment, career aspirations as well as considering the economic factors.