Bokamoso Cleaning services hosted us on the 15th of February in Welkom and had the productive training session. We began by explaining the importance of drafting your own budget on a monthly basis considering the fact of noting down before the payday and after payday, prioritizing the most important expenses(NEEDS) cutting on the controllable essentials (WANTS) and improving on (SAVINGS) atleast a minimum then each practically drafted their own budget and did an introspection on the discipline they have which we all concluded on cutting costs on unnecessary or controllable costs. Since from most of the individual outcomes on their budget was their INCOME is not enough we checked and discussed ways one could boost their income considering what is related to their skill capability, the trends on the market by using the cards. Furthermore we looked at managing your debts by identifying reasons why it is important to have debt under your name and how to avoid being a risky client however under uncontrollable circumstances one could find themselves under blacklisting category we then discussed processes to follow like debt administration, consolidation and review. Lastly we trained on funerals and how they are finances including undertakers, policy covers and underwriters their exclusions and benefits according to each own terms and conditions.