06th of March the training session of MFS was allocated for the N5 NGO GROUP in Bethlehem. On that I have noted that the Organisation is one of the USAID Funded Projects and on the 26 February the USAID funded health projects received termination letters due to cancellation of funding. This could only mean no income for the employees in months to come however since their financial year only ends in September for the remaining 6 months what are the options to follow to manage their money. We looked at MFS topics such as Budgeting and it's importance of considering the most important expenses(NEEDS) cutting on the controllable ones(WANTS) and prioritising the (SAVINGS) 20% of the income, therefore discussed the types of savings and investment methods and explaining deeper the current interest rate in SA and how to choose between simple and compound interest rate ( emphasise the fact that what to do with their provident funds since their job contracts has come to an end) lastly covered the aspects of buying on credit and cash and the types of insurance.