Through the facilitation and support given by the two key organizations that works closely with people living with disabilities, namely Disability Economic Empowerment Trust (DEET) and Disabled People South Africa (DPSA), we were given an opportunity to train about 128 participants who are living with different forms of disabilities on Sanlam Money Fo's and money modular covering about 10 different modules, ranging from modules like (How to boost your income, savings & investing, budgeting and fraud & scams) which is a topic/ subject that they are most likely to be vulnerable to due to their disabilities. These trainings also happened at time of "silly season" period where people were exposed to scams. Some participants shared their personal stories of being scammed of their hard-earned money's and didn't even know how report or even spot different methods of scams, so this training helped them in many ways than one. Money modular 5 also helped them to unearth their inner potential, tapping deeper into their own skills and talent which they possess without noticing and helping them see the possibilities of them venturing into their own small businesses or side hustles since their wages and salaries cannot cover their daily and monthly living expenses, so this module really helped them. Some have already started looking and exploring different methods and options available in the market for saving & investment based on what they have learned in class secure for their children future, loved ones and themselves. This to me was a positive step towards a right direction and showed change of behavior, mindset & attitude. They were very happy and grateful to Avocado and Sanlam for giving them the opportunity to part-take in these valuable and informative sessions and wish AVO could extend them to the larger population and reach other areas in the province, especially to the disabled community. They have also requested AVO to come back in the new year with more trainings of this nature since they always feel neglected, undermined and left out. "AVO made us feel special and appreciated" THANK AVO & SANLAM