The last few trainings,at Hammarsdale,we were invited by students at the TVET College,who wanted assistance with managing their stipends,they are doing brick laying course and plumbing,they recieve a stipend,and they live far from their homes,which means they are renting. When we started with needs VS goals,it was quite an interesting debate they had,looking at the cards and reflecting back to their own needs and wants. I loved the fact that they needed help,and they went out and looked for it,and found us to give them information so that it's easy for them to make the right decisions on managing their finances.