Had the opportunity to train with two Sanlam workplace teams from Qwaqwa and Sterkspruit. The modules covered were savings and investments, Boosting income and Funding funerals. The experience was awesome as the individuals were open and willing to learn despite the fact that they are financial advisers themselves. To begin with savings and investments their job responsibilities include recruiting and enrolling clients as investors with their company however on their personal level it is challenging to identify types of investments and their different interest rate percentage hence majority do not have accounts of their own. Secondly they mentioned that they are commission based income so their monthly pay is variable depending on the target they have reached therefore sometimes they experience the shortfall on the income and expenses becomes higher than money earned but from the session we identified ways one could boost their income taking into consideration their skills as individuals and geographical area and also reaching more than given target to reach could also boost income. Moreover the "Funding the funeral" was more interesting as their daily work is to sell policies, we got to discuss the WILL,it's importance and factors such as premium waver, policy crossover, underwriters and etc inclusive of the terms and conditions. The biggest motivation was to see the positive impact the training has brought to the members and lastly they requested us to train on TAX MATTERS before the return season" because most of them do not know how and where to start.