Participants that are from the Community Policing Forum from the local community attended the session with the sole purpose of learning how to use the little money they get as stipend. They mentioned that before the training they hadno idea on to spend the little money they receive but after learning how budgeting using needs,wants,short,medium and long - term goals as a base to plan the use of their money helped to see that it does not matter how much money one has, one can achieve any financial goal. Most important out of what they learnt was the importance of both short- term and long- term insurance. This they saw when they discovered on their own that banks,furniture shops and car dealers included both insurances in their instalments. What became a shock was the fact that they stopped insurance after completing paying their instalments and that left them with a high risk of losing their assessets should they stolen of damaged because they have no insurance.