Below is the team from Reitz, one of the team I had the opportunity to do most of the sessions with. One of the highlighted issues were we realised that majority of the attendance was covered by ladies. Looking at YOUNG PEOPLE AND MONEY- their personal different experiences were most of them are not practicing SAVING AND INVESTING therefore it's also a challenge to understand the importance of managing money in terms of DEBTS and BOOSTING THEIR INCOME. Looking back at the lack of attendance by Males (Father's to the kids, Husbands, life partners). It is difficult to overcome the challenges because they now realise everyone in the household is involved in ensuring the good financial management. Therefore the scenario was, them as the Mother's of the kids they kind of know the boundaries but though they try the Daddies of the kids are too open in giving and spending on their kids without limit. So we concluded that although they don't attend we can still provide them with the information through adding them on WhatsApp groups and so far it is coming together for the good because they are engaging well and full of Questions and views.