Sanlam Money Modular Financial Literacy 2022- The training took place different areas which is Philippi East. The trainings were organized by Pastors from different churches. It was quite amazing to see how participants engaged and asking more questions on different modules. The training room was always full because the participants were spreading what they are learning. They appreciated the to be part of this training as it transformed their lives and financial management habits. On Module 4 I also noticed that most of my participants knew nothing about the credit report. They promised that they will make sure that they will get their credit reports. I recommended "Clearscore". There were also business owners as well as community leaders who were part of the training as well. They requested that that training should spread to other communities within capeflats. I trained 6 modules per community they said they need more because such trainings are transforming their lives for a better future.