Hollard training was a success , it was fulfilling for me to get a chance to be part of youth empowerment for the new employed youth under Lima , this youth is excited that for the first time in their lives they'll get a wages so Hollard financial literacy came right in time , it was the first time that I get challenged on banking , the participants were strongly opposing the banking as they said the valued way of keeping your money is keeping it at home as you don't pay extra charges and there was a debate on the banking module and needs & wants but finally we all agreed that banking is a good choice if you know all the details and services offered by the bank. On budgeting module I was suprised by most participants who were not comfortable on talking about their finances as they were taught at home that finances are a secret but after explaining to them that no one will share their budgets and it won't be a group activity everybody was comfortable but at the end of the day budgeting module was the most praised and loved module .